Venture
Title Company, LLC (collectively, “VTC”, “our” or “we”)
respect and are committed to protecting your privacy. This Privacy
Notice lets you know how and for what purposes your Personal
Information (as defined herin) is being collected, processed and used
by VTC. We pledge that we will take reasonable steps to ensure that
your Personal Information will only be used in ways that are in
compliance with this Privacy Notice.
This
Privacy Notice is only in effect for any generic information and
Personal Information collected and/or owned by VTC, including
collection through any VTC website and any online features, services
and/or programs offered by VTC (collectively, the “Website” ).
This Privacy Notice is not applicable to any other web pages, mobile
applications, social media sites, email lists, generic information or
Personal Information collected and/or owned by any entity other than
VTC.
Collection
and Use of Information
The
types of personal information VTC collects may include, among other
things (collectively, “Personal Information”): (1) contact
information (e.g.
name, address, phone number, email address); (2) demographic
information (e.g.
date
of birth, gender, marital status); (3) Internet protocol (or IP)
address or decide ID/UDID; (4) social security number (SSN), student
ID (SIN), driver’s license, passport, and other government ID
numbers; (5) financial account information; and (6) information
related to offenses or criminal convictions.
In
the course of our business, we may collect Personal Information about
you from the following sources:
- Applications
or other forms we receive from you or your authorized
representative;
- Information
about your transaction with or services performed by us, our
affiliates, or others; and
- From
consumer or other reporting agencies and public records maintained
by governmental entities that we either obtain directly from those
entities, or from our affiliates or others.
Information
collected by VTC is used for three main purposes:
- To
provide products and services to you or one or more third party
service providers (collectively, “Third Parties”) who are
obtaining services on your behalf or in connection with a
transaction involving you.
- To
improve our products and services that we perform for you or for
Third Parties.
When
Information Is Disclosed By VTC
We
may provide your Personal Information (excluding information we
receive from consumer or other credit reporting agencies) to various
individuals and companies, as permitted by law, without obtaining
your prior authorization. Such laws do not allow consumers to
restrict these disclosures. Disclosures may include, without
limitation, the following:
- To
agents, brokers, representatives, or others to provide you with
services you have requested, and to enable us to detect or prevent
criminal activity, fraud, material misrepresentation, or
nondisclosure in connection with an insurance transaction;
- To
third-party contractors or service providers who provide services or
perform marketing services or other functions on our behalf;
- To
law enforcement or other governmental authority in connection with
an investigation, or civil or criminal subpoenas or court orders;
and/or
- To
lenders, lien holders, judgment creditors, or other parties claiming
an encumbrance or an interest in title whose claim or interest must
be determined, settled, paid or released prior to a title or escrow
closing.
In
addition to the other times when we might disclose information about
you, we might also disclose information when required by law or in
the good-faith belief that such disclosure is necessary to: (1)
comply with a legal process or applicable laws; (2) enforce this
Privacy Notice; (3) respond to claims that any materials, documents,
images, graphics, logos, designs, audio, video and any other
information provided by you violates the rights of third parties; or
(4) protect the rights, property or personal safety of VTC, its users
or the public.
We
maintain reasonable safeguards to keep the Personal Information that
is disclosed to us secure. We provide Personal Information and
non-Personal Information to our subsidiaries, affiliated companies,
and other businesses or persons for the purposes of processing such
information on our behalf and promoting the services of our trusted
business partners, some or all of which may store your information on
servers outside of the United States. We require that these parties
agree to process such information in compliance with our Privacy
Notice or in a similar, industry-standard manner, and we use
reasonable efforts to limit their use of such information and to use
other appropriate confidentiality and security measures. The use of
your information by one of our trusted business partners may be
subject to that party’s own Privacy Notice. We do not, however,
disclose information we collect from consumer or credit reporting
agencies with our affiliates or other without your consent, in
conformity with applicable law, unless such disclosure is otherwise
permitted by law.
We
also reserve the right to disclose Personal Information and/or
non-Personal Information to take precautions against liability,
investigate and defend against any third-party claims or allegations,
assist government enforcement agencies, and protect the rights,
property, or personal safety of VTC, our users or others.
We
reserve the right to transfer your Personal Information, as well as
any other information, in connection with the sale or other
disposition of all or part of the VTC business and/or assets. We also
cannot make any representatives regarding the use or transfer of your
Personal Information or other information that we may have in the
event of our bankruptcy, reorganization, insolvency, receivership or
an assignment for the benefit of creditors, and you expressly agree
and consent to the use and/or transfer of your Personal Information
or other information in connection with a sale or transfer of some or
all of our assets in any of the above described proceedings.
Furthermore, we cannot and will not be responsible for any breach of
security by any third parties or for any actions of any third parties
that receive any of the information that is disclosed to use.
Privacy
Outside the Website
The
website may contain various links to other websites, including links
to various third party service providers. VTC is not and cannot be
responsible for the privacy practices or the content of any of those
other websites. Other than under agreements with certain reputable
organizations and companies, and except for third party service
providers whose services either we use or you voluntarily elect to
utilize, we do not share any of the Personal Information that you
provide to us with any of the websites to which the Website links,
although we may share aggregate, non-Personal Information with those
other third parties. Please check with those websites in order to
determine their privacy policies and your rights under them.
European
Union Users
If
you are a citizen of the European Union, please note that we may
transfer your Personal Information outside the European Union for use
for any of the purposes described in this Privacy Notice. By
providing VTC with your Personal Information, you consent to both our
collection and the transfer of your Personal Information in
accordance with this Privacy Notice.
Choices
with Your Personal Information
Whether
you decide to submit Personal Information to VTC is entirely up to
you. You may decide not to submit Personal Information, in which case
VTC may not be able to provide certain services or products to you.
You
may choose to prevent VTC from disclosing or using your Personal
Information under certain circumstances (“opt out”). You may opt
out of any disclosure or use of your Personal Information for
purposes that are incompatible with the purpose(s) for which it was
originally collected or for which you subsequently gave authorization
by notifying us by one of the methods at the end of this Privacy
Notice. Furthermore, even where your Personal Information is to be
disclosed and used in accordance with the stated purposes in this
Privacy Notice, you may elect to opt out of such disclosure to and
use by a third party that is not acting as an agent of VTC. As
described above, there are some uses from which you cannot opt-out.
If
VTC collects Personal Information from you, such information will not
be disclosed or used by VTC for purposes that are incompatible with
the purpose(s) for which it was originally collected or for which you
subsequently gave authorization unless you affirmatively consent to
such disclosure and use.
Access
and Correction
To
access your Personal Information in the possession of VTC and correct
inaccuracies of that information in our records, please contact us in
the manner specified at the end of this Privacy Notice. We ask
individuals to identify themselves and the information requested to
be accessed and amended before processing such requests, and we may
decline to process requests in limited circumstances as permitted by
applicable privacy legislation.
Your
Consent to This Privacy Notice
By
submitting Personal Information to VTC, you consent to the collection
and use of information by us as specified above or as we otherwise
see fit, in compliance with this Privacy Notice, unless you inform us
otherwise by means of the procedure identified below. If we decide to
change this Privacy Notice, we will make an effort to post those
changes on the Website. Each time we collect information from you
following any amendment of this Privacy Notice will signify your
assent to and acceptance of its revised terms for all previously
collected information and information collected from you in the
future. We may use comments, information or feedback that you may
submit in any manner that we may choose without notice or
compensation to you.
If
you have any additional questions or comments, please let us know by
sending your comments or requests to: